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GOLD

Scheme.

Flexibility

0% Wastage 0% Making

GOLD Scheme

With PJE Gold Scheme, there is only a minimum amount of just Rs 3000 to start saving in Gold. You can enrol gold scheme starting ₹ 3000 on your Panna Jewellers Exclusive. Scheme Investment plan available Rs, 3000, 5000, 10,000 15,000 20,000 and above based on your requirement.

We would suggest you to plan your big festive or wedding purchases through the scheme to take its maximum benefits. Our collection is unique and exclusive which is why customers love our Gold scheme. The variety of jewellery you can buy in a scheme matters the most to our clients.

Tell us your monthly installment amount and we will help you calculate your total benefits.

Example

Paying 10,000 per month for 11 months 10,000x11=1,10,000 - GST3% = - 3,300 =106,700 For example if the 22ct rate today is 5000 on the 12th month, If you take the 10k scheme Which means you are applicable to buy 21.34g (1,06,700/5000) of 22ct jewellery with 0 making 0 wastage. You can obviously buy multiple ornaments or a heavier weight one from which the scheme would apply only to 21.34g If you have any queries please message or contact us we will be as transparent as we are to make you understand the scheme.

2 easy steps to get a Gold Scheme Account

2 STEPS To Start Gold Scheme

Whatsapp Pan card, Aadhar card details.

Whatsapp Pan card, Aadhar card details.

PANNA JEWELLERS EXCLUSIVE GOLD SAVING SCHEME TERMS & CONDITIONS
  • This is a 11-MONTH JEWELLERY PURCHASE plan where customers can benefit from zero wastage and zero Making charges after paying 11 easy monthly installments, customers can purchase exquisite jewellery of their choice in the 12th month.
  • The scheme cannot be clubbed with any other offer.
  • Customers should ensure that their passbooks are maintained accurately.
  • If a customer requires a duplicate passbook this will be issued upon payment of RS.50 along with an affidavit. the passbook will be issued on the next day.
  • Installments must be paid before 10th of every month and cannot be carried forward.
  • Payments can be made in the form of cash, cheque, demand draft, or pay order, online transfer in favor of Panna Jewellers Exclusive.
  • For the accumulated gold weight, no wastage charges will be applicable for up to 15% on the selected jewellery. If the weight exceeds, normal wastage charges apply on the extra weight.

  • There are no making charges applicable. This does not apply to exclusive, ruby, signity, emerald, diamond and platinum jewellery.

  • Cash refunds are not allowed.
  • If the customer wishes to purchase jewellery that is not covered under this scheme, they can do so by paying the wastage and making charges.
  • The customer signature at the time of maturity must match the registration.
  • Customers who default on their payment can pay the wastage and making charges plus GST applicable and purchase the jewellery.
  • Any additional bank charges for bounced Cheque will be borne by the customer.
  • For credit card payments, bank service charges will be collected at actual from the customer.
  • Installments cannot be paid in advance or be carried over to the next month.

  • The scheme is non-transferable.
  • In the event that the customer does not redeem the accumulated value within the validity period, Panna Jewellers Exclusive will refund the money via cheque or online transfer .cash refunds are not allowed.the customer will not receive any benefits.
  • Interested people can join this scheme at any time and there are no registration fees.
  • A copy of photo ID. Accepted documents include:
  • PAN Card, Driving License, Aadhaar Card
  • The Person who closes the scheme must be the same and must carry the original ID Proof.

  • The Membership of the defaulter is cancelled and the paid up money will be refunded in terms of Gold Ornaments after the completion of 12 months and required formalities.
  • Only 916 KDM Gold Ornaments will be given to the members.
  • In all cases at the time of purchasing the ornaments membership card has to be returned.
  • TAXES APPLICABLE
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